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Fixed Indemnity Plans: Extra Protection for Unexpected Medical Costs
Healthcare expenses can add up quickly, even if you have health insurance. Copays, deductibles, and unexpected medical bills can put a strain on your finances. That’s where a Fixed Indemnity Plan can help.
A Fixed Indemnity Plan is a type of supplemental insurance that provides set cash benefits for covered medical services. Unlike traditional health insurance, which pays a percentage of your medical bills, these plans pay a fixed amount per service—whether it’s a doctor’s visit, hospital stay, or diagnostic test. You receive the benefit amount directly, allowing you to use it however you need.
✔ Pays You Cash Benefits – Receive payments for covered services, helping to offset out-of-pocket costs.
✔ Works Alongside Any Health Plan – Use it with ACA coverage, employer-sponsored insurance, or other plans.
✔ Affordable Premiums – Fixed Indemnity Plans are budget-friendly and offer predictable benefits.
✔ Flexibility – Use the money to cover medical expenses, household bills, or other financial needs.
These plans are ideal for individuals, families, and small business owners looking to reduce financial stress from unexpected medical expenses. If you have a high-deductible plan, are self-employed, or just want extra protection, a Fixed Indemnity Plan could be a smart addition to your coverage.
Interested in seeing how a Fixed Indemnity Plan can fit into your financial protection strategy? [Click here] to explore your options and get personalized recommendations.
At Rice Insurance of Georgia, we’re here to help you navigate your coverage options. Contact us today with any questions!