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Did you know that most homeowners and business insurance policies don’t cover flood damage? Whether you live in a high-risk flood zone or simply want extra peace of mind, flood insurance provides essential protection against costly water damage caused by rising waters, heavy rain, or storm surges.
What Does Flood Insurance Cover?
✔ Structural Damage to Your Home or Building
✔ Electrical and Plumbing Systems
✔ Appliances, Flooring, and Foundation
✔ Personal Belongings and Inventory (with contents coverage)
Why Flood Insurance Matters in Georgia:
✔ Heavy seasonal rains and hurricanes can cause unexpected flooding—even outside high-risk zones.
✔ Affordable policies available through the National Flood Insurance Program (NFIP) or private carriers.
✔ Required by lenders if your property is in a designated flood zone.